Ample Financial™ LLC Basics

TilNeeded™ Options Provide Supply Chain Stability, Reduced Risk & Lower Costs

Ample Financial™ is a Delaware public benefit corporation and tech company brokering Just When Needed supply chain options, its new invention that creates a “Just When Needed” (JWN) alternative to purchases from middlemen and the Just in Time (JIT) and Just in Case (JIC) supply chain models.

Ample is developing a JWN marketplace exclusively for end-user buyers and factories, with an automated blockchain trading platform (decentralized, centralized blockchain hybrid) using Smart Contracts.

Why: At Ample Financial, we are passionate about developing new financial products crucial for pioneering ethical capitalism and expanding the main operational engines of commerce and finance–buying, selling, lending, and leasing.

What: Just When Needed (JWN) supply chain options (the generic name; our brand name is TilNeeded™ options), offer a solution that allows factories and buyers to prepare for emergency surges and disruptions, gain control, supply chain visibility, reduce costs and maximize profits without the need to own or purchase assets. The lack of power within the existing finance and supply chain structure for factories and buyers during the Covid-19 years resulted in price gouging, product scarcity, large carbon footprints, and insufficient stockpiles for emergencies. With JWN options, the everyday person and small mom-and-pop organizations can win during the hard times not just the mightly corporations.

How: By facilitating Just When Needed Options directly between manufacturers and end-user buyers, we can establish a stable economic system that fosters advanced planning, higher profits, lower costs, and transparency, with wealth and power redistributed from the layers of distributors to American factories, buyers, and their workers.

7 Essential Facts about Just When Needed Supply Chain Options to remember while planning what Personal Protection Products (PPE) products you want to maintain in your emergency stockpile during shortages, surges in demand, and high prices. Note too, surges in demand and shortages are no longer black swan events, according to the Financial Times, reporter, Rana Foroohar, but occur every 18 months to 3 years due to weather, war, and disease disruptions.

With Just When Needed Options, you will be paying much lower prices than you pay now to a distributor when and if you ever trigger your Just When Needed Option into a purchase.
American factories are supported -using American raw materials sources to make American medical supplies instead of from China –so no more waiting and worrying about FDA and NIOSH standards being maintained or delays or other cargo shipping and supply chain nightmares. Stay in control of what supplies you may or may not want, prices, quantities, and the contracted time for deliveries. And go green! By delaying, reducing or eliminating the supply chain, there is a reduced or banished carbon footprint
In addition to optioning the “right to buy” if needed at 10% of the total purchase price spread over a year, you can buy PPE products from an American factory now at a fraction of the price you are currently paying distributors that are importing from China.
The Just When Needed Option sets the price, quantity, and delivery speed in days, and the Option term in months duration like one to 2 years that you set to reserve the right but not the obligation to buy. As we learned from the pandemic, having a 60-day stockpile is not good enough. It is wise to project into the future and be prepared for a second or more surges and shortages of PPE as experienced from 2020–2023. In other words, one should have several option contracts of a single item to lock in different delivery times, as once your stockpile empties, you want to be able to pick up the phone and trigger deliveries that are spread out over one year or more –30 days, 90 days, 360 days, etc. Looking back at your PPE burn rate over time will help your planning.
Altor Safety American-made 3-ply masks have a 7-year expiration date now. In contrast, China-made masks have only a 2-year expiration shelf life. Being required to throw out masks in 2 years instead of 7 years creates significant savings. You will get freshly made masks
with a full 7 years of shelf life. Gloves have a 3-year shelf life and n95s, have 5 years.
Note that any Just When Needed Option contract is an asset. The right to buy has a monetary value that may be unlocked from the value of the product itself. For example, if prices surge for one million masks from $1 a mask to $6, the intrinsic value of the contract itself goes up in value
from $1 million to 6 million dollars and can be sold for you by Ample Financial. And because the Just When Needed Option contract is an asset that you own, you may be able to go to a bank using the contract or a portfolio of Just When Needed Option contracts as potential collateral for loans.
Have what you need when you need it without any costs of buying and storing products beyond the 10% premium payment! A $100,000 annual premium (10% of the total purchase) buys control of 1,000,000 masks priced at $1 each or $1,000,000. If there is a price surge from $1 to $6
for each mask, and you trigger the 100% purchase and delivery of masks in month 6 of the 12-month Just When Needed Option contract, you have paid $50,000 in premium payments to sell and control $6,000,000 in asset value, an eye-popping increase from $1,000,000.

So, instead of suffering from supply chain surges, you have supply chain resilience resulting from planning ahead and placing your company in a power position for very little money! The buyer, upon triggering a Just When Needed Option, picks up products directly from the factory creating
further control, predictability, and a faster, shorter supply chain.

Ample Financial LLC as a Delaware public benefit corporation tangibly and measurably fosters the public good with CutRedTape4Hereos.org, its charity arm, which focuses on original and practical solutions that grow resilience and emergency preparedness for overburdened communities and first responders. See one tested solution: First Responder Community Warehouses

For more details read:

White Paper: “The Emergency Stockpile Solution: Just When Needed Option Contracts” by Rhonda Roland Shearer, CEO, founder of Ample Financial, and inventor of Just When Needed Options

Commentary: Bradley Martin, Director, RAND National Security Supply Chain Institute; Senior Policy Researcher’s commentary, “The Problem of Surge Capacity”

Australia Air Force reposting of Just When Needed Options commentary in The Runway

Ample Financial LLC’s Founding Advisors

Rhonda Roland Shearer, CEO, inventor of Just When Needed (JWN) Supply Chain Strategy and Options, and Founder of Ample Financial LLC is a sculptor, scholar, and award-winning journalist (retired) who has pioneered the development of digital publishing and interdisciplinary scholarship. She is director of Art Science Research Laboratory, a not-for-profit she co-founded in 1998 with her late husband, Harvard professor, and scientist Stephen Jay Gould with seed money from the philanthropist Paul Mellon. Living just blocks from the 9-11 attack, she, along with her daughter London Allen, supplied millions of dollars worth of free health and safety equipment to first responders and construction workers (Sept.11, 2001-July 1, 2002) of Ground Zero operations with volunteer group they formed called, WTC Ground Zero Relief. Since March 2020, her Cut Red Tape 4 Heroes project has distributed 25 million free PPE and cleaning products to NYC hospital workers, first responders, homeless persons, and housing project residents, as well as hundreds of community groups, including 99 nursing homes in Miami-Dade County, Florida.

From 2006 to 2020, she was Principal Investigator for NASA’s Astrobiology Magazine and held numerous solo museum, public art, and gallery exhibitions in New York and London during the years 1986-1994. Her interdisciplinary research has resulted in more than 200 articles, reports, and lectures at leading universities worldwide, and her research as an Associate of Harvard University’s Department of Psychology (1998–2000) was published as a chapter in The Languages of the Brain, Galaburda, Kosslyn, Christen, eds. (Harvard University Press, 2002).

Shearer has also raised millions of dollars for charities, including funding the start-up of Housing Works (1990), a homeless services provider, and the founding of the Housing Works Thrift Shops (1992) that historically generated 10-20 million dollars per year from its dozen-plus stores. Housing Works: “pioneered the concept of social enterprise–businesses whose profits fund the mission of a not-for-profit organization.”

Colonel (R) Craig Martin, retired from the United States Army in 2023 where he served for 26 years as a Military Intelligence Officer. He most recently served as the Defense Coordinating Officer (DCO) for FEMA Region 2 in New York City. He served as the U.S. Army Garrison Fort Hamilton Commanding Officer in Brooklyn, New York during the COVID-19 pandemic (2020-2022) where he led over 360 Soldiers and civilians and directed a $35 million annual budget. He has commanded in combat at the battalion and company level.

In 2019 Martin served as the Chief of Plans for the newly formed Army Futures Command in Austin, Texas, where he built a planning team that wrote and published the Command’s first Strategic Plan directing the U.S. Army’s $30 Billion modernization and innovation efforts. Martin has served in multiple formations during Operations Iraqi Freedom, Enduring Freedom, and Inherent Resolve including planning and operations positions serving as a joint plans officer and as the Chief of Operations forward deployed to Kuwait where he directed theater sustainment across the U.S. Central Command area of responsibility.

Martin holds a Bachelor of Arts from Texas A&M University, a Master of Arts in Security Studies from Kansas State University, and a Master of Military Arts and Sciences from the Command and General Staff College, School of Advanced Military Studies (SAMS). He is a graduate of the Army War College’s Fellowship Program where he attended the Scowcroft Institute of International Affairs as part of the Bush School of Government and Public Service at Texas A&M University.

Charles King is one of the founders and the CEO of Housing Works, Inc. a community-based, not-for-profit organization that provides a full range of services for people with HIV/AIDS and other chronic conditions, including housing, health care, mental health care, harm reduction services, and legal, advocacy, job training and employment services. In 2014, King served as community co-chair of Governor Andrew Cuomo’s Ending the HIV/AIDS Epidemic Task Force and he currently co-chairs the Ending the Epidemic Subcommittee of the New York State (NYS) AIDS Advisory Council.

In November 2018, Charles was appointed to the first-ever State Hepatitis C Elimination Task Force. King authored the 2012 MRT proposal to have OASAS recognize harm reduction as a drug treatment modality and then led the effort to develop the first OASAS-approved harm reduction policy and procedure manual, pioneering the use of harm reduction in an 822 program. He is also the founding chair of the Board of Research for a Safer New York and serves on the Value-Based Payment (VBP) Workgroup charged with reforming the State’s healthcare system to improve health outcomes for patients and decrease avoidable emergency room visits. King co-chaired the VBP subcommittees on Social Determinants of Health and Privacy and Protection of Patient Information.

At the national level, King currently co-chairs the ACT Now: End AIDS Coalition, a national ending the epidemic coalition that has worked alongside sixteen states and jurisdictions to create and announce plans to end their local HIV/AIDS epidemics. He is also on the Visioning Committee of the National AIDS Housing Coalition and served on the governing body of UNAIDS as a member of the NGO Delegation to the Programme Coordinating Board (PCB).

King holds both a law degree and a Master of Divinity from Yale University and is an ordained Baptist Minister

Renato Barbieri is currently the CIO of Acqua Holdings Pty. Ltd., an Australian company focused on holistic and sustainable agricultural developments since 2008. He has held multiple roles in the banking industry, including from 1997 to 1999, Vice President, Global Emerging Debt Markets Structured Finance, Goldman Sachs, New York, and Deutsche Bank from 2000 to 2008 as Managing Director of Global Markets, Head of Commodity Structuring and CEEMA sales and origination, and Managing Director of Global Markets and Head of Natural Resources Principal Finance.

From 2008 to 2014, Barbieri was the Portfolio Manager for Galtere Agribusiness Fund Ltd in the USA, Brazil, and Australia. Barbieri, from 2014-2020, was a co-founder of Taxter and Top5, an Australian-based accounting software/app aimed at helping small and medium-sized companies manage their sales tax positions. He was also a Managing Partner at Homelink, Ltda., from 2012-2015, a Brazilian internet real estate company that developed software capable of managing the complete sales process without physical site presence. This company was successfully sold to Reweb (reweb.com.br).

As a consultant for Alex Dest Capital Management LLC USA in 2014, Barbieri conducted extensive due diligence regarding the feasibility of setting up a fund dedicated to developing organic farms in the Northeast region of the U.S.

He has a Bachelor of Science in Agronomic Engineering from Universidade Federal do Rio Grande do Sul, Brazil.

Edward Greenberg is a financial executive with Pem-America, a New York and Hong Kong-based importer and distributor of home textiles to major retailers worldwide from 2006 to the present.

Greenberg is experienced in freight, warehousing, finance, and insurance. He began his career in home textiles in 1969, with his family firm, Baltic Linen, a broker initially for American textile mills and then an importer of home textiles, hotel and hospital linen. He traveled extensively, developing sources in China, Pakistan, Bangladesh, and India.

In addition, as a licensed independent insurance broker in New York State, in 1992, Greenberg developed a social service insurance program that included God’s Love We Deliver, The Cathedral of St John, the Divine, City Harvest, Little Flower, and Harlem Dowling, among others.

In 1995 Mr. Greenberg brought Lincoln National Insurance to China. He sold the social services insurance program to USI Insurances Services in 2004.

Greenberg worked with Safe Horizon, a social service agency in New York City from 1992 to 1994. He developed the Times Square facilities for Streetworks, a daytime respite for homeless teens. During those years, he served as Vice President of BRC, the Bowery Residence Committee, a NYC non-profit founded in 1971 to provide and manage facilities and a rigorous street outreach program for the homeless in partnership with the city.

In 2007, Greenberg co-founded the Wei Wei Wang Foundation dedicated to education and building school capacity in China with an emphasis on empowering girls and women.

He has a BA from Lafayette College, where he was a McKelvy Scholar. Following college, he served in the United States Peace Corps Iran and is a United States Army Reserve veteran.